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If you’re looking for an unforgettable buying experience, you’ve come to the right place. Buying made easy.

Purchasing a property can be one of the most stressful decisions you ever make, but it doesn't have to be. When buying with Steven, you get the resources, knowledge and confidence you need to make your experience enjoyable and successful. Be sure to download our FREE Buyer's Guide to learn more.

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Educate yourself! Download our Buyer's Guide.

If you’re reading this, you’ve decided to take the first steps towards home ownership! As exciting as this process is, there are a few things you should consider to ensure that you are prepared to have the best home buying experience possible.

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10 Steps to Purchasing a Property

1. Download our buyer's guide and educate yourself on the process

Most people just get on a website like mine and start shopping before they even know what goes into buying a property. The more you know about what you are doing the better experience you will have. Download our buying guide above.

10 steps to purchasing a property

2. Choose the right Realtor.

A Realtor is so much more than someone who just takes you in showings. The true strength of a Realtor is in the additional value that they bring to the table. Your Realtor should introduce you to the best mortgage broker, lawyer, moving company etc. Your Realtor should know the neighbourhood that you are looking at inside and out. Your Realtor should be an expert negotiator and provide insight into how much you should spend on a particular property.

10 steps to purchasing a property

3. Sit down with a mortgage professional.

The biggest mistake that most buyers make is going online and using a “what can I afford” calculator to determine their budget. The first step that every buyer should take when purchasing a property is to sit down with a mortgage professional (not your part time cousin) to determine how much you can afford.

10 steps to purchasing a property

4. Focus! Choose a neighbourhood.

The city is a big place with a lot of properties. The more you focus the better chance you have of finding the best property for the best value. If you try to look in too many places it’s like finding a needle in a haystack and ultimately it will leave you frustrated.

10 steps to purchasing a property

5. Create a list of wants vs needs. (checklist in our buyers guide)

Of course we all want a west facing property with views of the city, a massive balcony, split bedrooms and a massive kitchen island. The reality is if you include too many wants in your search you may be left on the sidelines for a long time. Make sure to properly balance your wants vs needs and be realistic about what’s available.

10 steps to purchasing a property

6. Start your search with automatic property updates.

NOW you can start your property search, and every serious buyer needs to be getting automatic property updates. It’s a crazy competitive market out there right now and buyers need every advantage they can get. Our automatic property updates services makes sure that you get the properties that Stevener most to you delivered to your inbox the second they hit the market. This is 24/48 hours faster than you will see listings on Realtor.ca or most other Realtor’s websites!

10 steps to purchasing a property

7. Make an offer based on comparables.

Once you find the perfect place you need to move fast! We don’t ever rush our clients, but if you have properly prepared it won’t feel rushed. We know how hard it is to find amazing places and we simply want our clients to have them! When making an offer your Realtor will protect your best interests by including conditions with the offer and negotiating with a maximum price in mind to ensure you don’t overpay or go past your comfort level.

10 steps to purchasing a property

8. Deliver the deposit check.

Once an offer is accepted (even before it goes “firm”) you typically have 24 hours to deliver the deposit check to the seller. The deposit amount is negotiated during the offer process but it is typically 5% of the purchase price. If you deliver the check even 1 minute more than 24 hours, the deal is technically void. Moving money isn’t always fast so make sure to have your deposit prepared in advance.

10 steps to purchasing a property

9. Waive any conditions.

If your offer contained conditions like a finance condition, you have a specific amount of time to “waive” the conditions or the deal will become null and void and your deposit will be returned to you. If you waive the conditions, the deal becomes “firm” a and you are obligated to now close on the property. Neither side can back out at this point.

10 steps to purchasing a property

10. Close the deal with your lawyer and mortgage team, and get the keys!

Your lawyer and mortgage broker will set up meetings with you for a couple of days before closing to sign off on the final documents. At this point your job is to book the movers and get your finances in order. The lawyer will let you know exactly how much you need to bring with you when you meet, but it will include the remained of your downpayment, land transfer tax and legal fees. Once you have done that, you get the keys to your awesome new property!

Get ahead of the competition with Automatic Property updates.

One of the most important service that any serious buyer can sign up for is, Automatic Property updates. It allows you to get access to listings days before Realtor.ca and makes sure that you don’t miss out on the properties that are most important to you.

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Our results speak for themselves. Trusted by hundreds of happy clients across the Greater Toronto Area, from ultra luxury to investment properties to first-time home buyers. Feel confident in your decision and let Steven and his proven track record help #UnlockYourFuture.

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See What People are Saying About Steven

"The Perfect Realtor!"

Thank you SO much for everything over the last few months. I appreciate the time you took to meet with me and understand what I wanted, needed, and liked. You understood my non-negotiables all while being a realist. You didn’t push me to take anything or rush me based on the deadline. I appreciate how you were available to answer all of my many questions whenever I had them and educated me about leasing along the way! Your confidence and positivity throughout this process was huge. Thank you so much and I will definitely refer those who are searching for the perfect realtor! I will definitely reach out to you in the future but hopefully not THAT soon!
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Serena Mann

"Exactly what I needed"

Steven was an absolute pleasure to work with! As soon as I told Steven what I was looking for he presented me with multiple options that were spot-on. He understood exactly what I needed and wanted and was able to find me the perfect home. Steven’s knowledge of the market was apparent throughout the process and he was able to give me great advice every step of the way. Steven’s negotiation skills were also a huge asset as I was able to purchase my house under asking price. All around, Steven made the process of buying a home as smooth and easy as it possibly could be!

Rachel Dunford

"Only ONE Professional to Call... Steven Liambas"

What can a client say about working with Steven? Well to begin it was an absolute first class experience from beginning to end. Steven is extremely patient especially in my case. We waited and waited over the course of months for the right spot for me to come along. And when it came it was go time. Through the holidays Steven was readily available and working exceptionally hard on my behalf. For anyone looking to be treated correctly in a climate of many many agents, then there is only ONE professional to call. Steven Liambas. I cannot say thank you enough to him.

Frank Inniato

"Prompt & Efficient"

Steven was prompt, efficient and straight to the point. He took the time to learn about me and what type of place would best suit me. He found me amazing options in my #1 area. We only needed 1 trip to find the perfect spot. The place was better than I ever imagined and he was able to negotiate the rent down from the asking price.

May Dang

"The Best Decision!"

Steven's professionalism, real estate knowledge, honesty and integrity made deciding to work with him exclusively in our pursuit for a new home an easy decision, and one I can confidently say was the best decision we made. Steven’s ability to clarify important details, his prudent advice and focus on getting the deal done, made all the difference. Thank you for working so diligently! I very much look forward to working with him again in the future and would highly recommend him to anyone looking to buy or sell!

Emily Sonshine