Buying.

If you’re looking for an unforgettable buying experience, you’ve come to the right place. Buying made easy.

Purchasing a property can be one of the most stressful decisions you ever make, but it doesn't have to be. When buying with Steven, you get the resources, knowledge and confidence you need to make your experience enjoyable and successful. Be sure to download our FREE Buyer's Guide to learn more.

iPad with listing and pencilSteven Talking on Phone

Educate yourself! Download our Buyer's Guide.

If you’re reading this, you’ve decided to take the first steps towards home ownership! As exciting as this process is, there are a few things you should consider to ensure that you are prepared to have the best home buying experience possible.

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10 Steps to Purchasing a Property

1. Download our buyer's guide and educate yourself on the process

Most people just get on a website like mine and start shopping before they even know what goes into buying a property. The more you know about what you are doing the better experience you will have. Download our buying guide above.

10 steps to purchasing a property

2. Choose the right Realtor.

A Realtor is so much more than someone who just takes you in showings. The true strength of a Realtor is in the additional value that they bring to the table. Your Realtor should introduce you to the best mortgage broker, lawyer, moving company etc. Your Realtor should know the neighbourhood that you are looking at inside and out. Your Realtor should be an expert negotiator and provide insight into how much you should spend on a particular property.

10 steps to purchasing a property

3. Sit down with a mortgage professional.

The biggest mistake that most buyers make is going online and using a “what can I afford” calculator to determine their budget. The first step that every buyer should take when purchasing a property is to sit down with a mortgage professional (not your part time cousin) to determine how much you can afford.

10 steps to purchasing a property

4. Focus! Choose a neighbourhood.

The city is a big place with a lot of properties. The more you focus the better chance you have of finding the best property for the best value. If you try to look in too many places it’s like finding a needle in a haystack and ultimately it will leave you frustrated.

10 steps to purchasing a property

5. Create a list of wants vs needs. (checklist in our buyers guide)

Of course we all want a west facing property with views of the city, a massive balcony, split bedrooms and a massive kitchen island. The reality is if you include too many wants in your search you may be left on the sidelines for a long time. Make sure to properly balance your wants vs needs and be realistic about what’s available.

10 steps to purchasing a property

6. Start your search with automatic property updates.

NOW you can start your property search, and every serious buyer needs to be getting automatic property updates. It’s a crazy competitive market out there right now and buyers need every advantage they can get. Our automatic property updates services makes sure that you get the properties that Stevener most to you delivered to your inbox the second they hit the market. This is 24/48 hours faster than you will see listings on Realtor.ca or most other Realtor’s websites!

10 steps to purchasing a property

7. Make an offer based on comparables.

Once you find the perfect place you need to move fast! We don’t ever rush our clients, but if you have properly prepared it won’t feel rushed. We know how hard it is to find amazing places and we simply want our clients to have them! When making an offer your Realtor will protect your best interests by including conditions with the offer and negotiating with a maximum price in mind to ensure you don’t overpay or go past your comfort level.

10 steps to purchasing a property

8. Deliver the deposit check.

Once an offer is accepted (even before it goes “firm”) you typically have 24 hours to deliver the deposit check to the seller. The deposit amount is negotiated during the offer process but it is typically 5% of the purchase price. If you deliver the check even 1 minute more than 24 hours, the deal is technically void. Moving money isn’t always fast so make sure to have your deposit prepared in advance.

10 steps to purchasing a property

9. Waive any conditions.

If your offer contained conditions like a finance condition, you have a specific amount of time to “waive” the conditions or the deal will become null and void and your deposit will be returned to you. If you waive the conditions, the deal becomes “firm” a and you are obligated to now close on the property. Neither side can back out at this point.

10 steps to purchasing a property

10. Close the deal with your lawyer and mortgage team, and get the keys!

Your lawyer and mortgage broker will set up meetings with you for a couple of days before closing to sign off on the final documents. At this point your job is to book the movers and get your finances in order. The lawyer will let you know exactly how much you need to bring with you when you meet, but it will include the remained of your downpayment, land transfer tax and legal fees. Once you have done that, you get the keys to your awesome new property!

Get ahead of the competition with Automatic Property updates.

One of the most important service that any serious buyer can sign up for is, Automatic Property updates. It allows you to get access to listings days before Realtor.ca and makes sure that you don’t miss out on the properties that are most important to you.

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Our results speak for themselves. Trusted by hundreds of happy clients across the Greater Toronto Area, from ultra luxury to investment properties to first-time home buyers. Feel confident in your decision and let Steven and his proven track record help #UnlockYourFuture.

See what people are saying about Steven

"Absolutely Amazing!"

Steve has been absolutely amazing. He puts in 100% in all that he does and makes sure to always be there when needed. He has helped us sell our home and purchase a new one. His integrity, honesty, his hard work and dedication will undoubtedly go unnoticed  and it will be a one of a kind experience. He is one you should go to and know that with him in your corner whether selling or purchasing it will get accomplished and you will be extremely satisfied.

Melissa Miccoli

"Preparation & Advice"

Steven was fantastic the entire process of buying our new home and selling our old home. I lost count how many evenings we spent going to various properties and he was always on time and prepared to take us through the house. I think I was most impressed with his advice on the preparation for the sale of our old home - he understands the market and he understands how to best present your property to get you the best offers you can expect!

Lucas Gareri

"Only ONE Professional to Call... Steven Liambas"

Steven is first class.  There is no other way to put it.  He was patient and professional the entire time we worked together to find my place.  It was over the course of a few months and we saw many spots.  Even lost out on a few.  But when the exact came up he was available at first call... on a holiday I might add and we secured it quick and effortlessly.  I can honestly say no matter where I go next he will be my agent.  But more importantly in the time we worked together he became a friend.  And keeps in contact long after the most amazing experience in what could be a stress filled time.  For anyone reading this, stop.  Just call him and see for yourself.  And then reply with a thank you later.

Frank Inniato

"Highly Recommend"

Steven was exceptional throughout our whole buying process. He provided everything we needed in the journey of purchasing our first home. He was extremely professional and reliable. His extensive knowledge of the market steered us in to the right direction while making our choice. Highly recommend using Steven when considering buying or selling.

Joel Ferguson

"Seamless Process"

Having Steve as my real estate agent made the entire process extremely easy. Steve didn't waste any time when I reached out and was able to help me find a place that fit all of my needs quickly and efficiently. I highly recommend reaching out to him as he does great work and truly cares about his clients.

Jonathan Barak